Top 50 Fintech Startups For 2019

YoStartups Team

1

Ant Financial

Hangzhou, Zhejiang, China

Ant Financial is an online payment services provider that enables individuals
and businesses to execute payments online in a secure manner.

N26

Berlin, Berlin, Germany

N26 helps its customers manage their bank accounts
through their smartphones.

2

3

TransferWise

London, England, United Kingdom

TransferWise is a money transfer service allowing private individuals and
businesses to send money abroad without hidden charges.

MarketInvoice

London, England, United Kingdom

MarketInvoice is a fintech firm providing business finance
solutions that help companies grow.

4

5

Momo

Ho Chi Minh City, NA - Vietnam, Vietnam

Momo is an ewallet and payments app that allows users to pay
online and transfer money to each other digitally.

Coinbase

San Francisco, California, United States

Coinbase is a digital currency wallet service that allows
traders to buy and sell bitcoin.

6

7

Kickstarter

Brooklyn, New York, United States

Kickstarter is a crowdfunding platform for creative projects such
as movies, music, art, theater, games, comics, design, and photography.

Blockchain

London, England, United Kingdom

Blockchain is a web-based bitcoin platform that makes using bitcoin safe,
easy, and secure for all consumers and businesses worldwide.

8

9

Indiegogo

San Francisco, California, United States

Indiegogo is a crowdfunding platform empowering people around the
world to fund projects that matter to them.

Paytm

Noida, Uttar Pradesh, India

Paytm is an Indian electronic payment and e-commerce
brand based out of Delhi NCR.
.

10

11

JD Digits

Beijing, Beijing, China

JD Digits (formerly JD Finance) works to connect financial
and physical industries with digital technology.

Atom Bank

Durham, Durham, United Kingdom

Atom Bank is a mobile banking application that offers a range
of personal and business banking products.

12

13

Divvy

Lehi, Utah, United States

Divvy helps businesses manage payments and subscriptions,
build strategic budgets, and eliminate expense reports.

Robinhood

Menlo Park, California, United States

Robinhood is a stock brokerage that allows customers to buy and sell U.S.
listed stocks and ETFs with zero commission.

14

15

Wealthfront

Redwood City, California, United States

The only automated financial advisor offering financial planning,
investment management and banking-related services all on a mobile app.

OurCrowd

Jerusalem, Yerushalayim, Israel

OurCrowd breaks barriers to startup investing, providing global, VC-level
dealflow, due diligence and terms to accredited investors.

16

17

Scripbox

Bangalore, Karnataka, India

Scripbox owns and operates an online investing platform that distributes
mutual funds in India.

Dosh

Austin, Texas, United States

Dosh is a free cash back app that finds users money for shopping, dining out, and
pumping gas at thousands of merchants & brands nationwide.
.

18

19

ZestMoney

Bangalore, Karnataka, India

Zest is India’s first completely automated consumer
digital lending platform.

Carta

Palo Alto, California, United States

Carta is building a global ownership management platform, and helps companies,
investors, and employees manage equity.

20

21

Revolut

London, England, United Kingdom

Revolut is a digital banking alternative for instant payment notifications:
free international money transfers and global fee-free spending.

Vena Solutions

Toronto, Ontario, Canada

Vena provides intuitive budgeting, planning and forecasting software for medium
and large sized companies.

22

23

MobiKwik

Gurgaon, Haryana, India

MobiKwik is a payments backed fintech platform in India. MobiKwik App offers
instant loans & investment products to the 500M masses of India

Earnin

Palo Alto, California, United States

Earnin gives people access to their pay directly from their smartphones,
whenever they need it.

24

25

Akulaku

Jakarta, Jakarta Raya, Indonesia

Akulaku is a financial services provider for the
urban working class in the SEA market.

Brex

San Francisco, California, United States

Brex is rebuilding B2B financial products, starting with a corporate
credit card for technology companies.

26

27

Expensify

San Francisco, California, United States

Expensify is a financial services startup that provides an online expense
management service for customers worldwide.

Personal Capital

San Carlos, California, United States

Personal Capital is the leading
digital wealth management firm.

28

29

SoFi

San Francisco, California, United States

SoFi is a modern finance company taking an unprecedented
approach to lending and wealth management.

Monzo

London, England, United Kingdom

Monzo is a bank for people who live their lives on their smartphones, and is
targeted at people who want to get things done in a click and who
don’t see the need for branches and cheque books.

30

31

Starling Bank

London, England, United Kingdom

Starling Bank is a UK mobile-only bank offering personal,
joint and business accounts.

iwoca

London, England, United Kingdom

iwoca offers flexible credit to small businesses across Europe, allowing them to take
advantage of opportunities previously only available to their larger peers.

32

33

Affirm

San Francisco, California, United States

Affirm is a financial technology services company that offers installment
loans to consumers at the point of sale.

BitPay

Alpharetta, Georgia, United States

BitPay is a payment processor for the peer-to-peer
digital currency, Bitcoin.

34

35

Kabbage

Atlanta, Georgia, United States

Kabbage is a financial technology and data company pioneering a new,
automated way for small businesses to access working capital.

Nubank

Sao Paulo, Sao Paulo, Brazil

Nubank issues, administrates, processes, and transfers payments related to
post-paid credit cards and equity investment in other entities.

36

37

Seedrs

London, England, United Kingdom

Seedrs is the leading online platform for investing in the equity of startups and other
growth companies in Europe and has been named the most active investor in private companies in the UK.

Instamojo

Bangalore, Karnataka, India

Instamojo is an on-demand payments platform, on both web & mobile that allows individuals and
small businesses to collect payments online by sharing a link with their audience.

38

39

SunFunder

Nairobi, Nairobi Area, Kenya

SunFunder is a solar energy finance business with a mission to provide
debt financing for solar assets in emerging economies.
.

Blend

San Francisco, California, United States

Blend’s white-label SaaS platform delivers speed and efficiency
to the consumer lending ecosystem.

40

41

Growth Street

London, England, United Kingdom

Growth Street offers UK businesses a faster alternative
to bank overdrafts.

AccessPay

London, England, United Kingdom

AccessPay develops cloud-based payment and cash
management solutions.

42

43

LendUp

San Francisco, California, United States

LendUp is a socially responsible lender for the 56% of Americans shut out
of mainstream banking due to low credit or volatile income.

Chime

San Francisco, California, United States

Chime helps members avoid bank fees, save money automatically,
and lead healthier financial lives.

44

45

Acorns

Irvine, California, United States

Acorns is a finance company that allows individuals to round up
purchases and automatically invest the change.

Blockstream

Victoria, British Columbia, Canada

Blockstream is the global leader in Bitcoin & blockchain technology, making financial
markets more efficient by reducing reliance on trust.

46

47

Clearbanc

Toronto, Ontario, Canada

Clearbanc invests in entrepreneurs and small business owners to
accelerate their growth online.

Circle

Boston, Massachusetts, United States

Circle is a global internet finance company, built on
blockchain technology and powered by crypto assets.

48

49

Razorpay

Bangalore, Karnataka, India

Razorpay is the only payments solution in India which allows businesses
to accept, process and disburse payments with its product suite.

CrediFi

New York, New York, United States

With data on over 2.2 million properties and CRE loans, CrediFi’s mission
is to bring information transparency to the Commercial Real Estate industry.

50

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