Top 50 Fintech Startups of 2018

1

Paytm

Noida, Uttar Pradesh, India

Paytm is India?s largest mobile commerce platform
and mobile payments company.

Stripe

San Francisco, California, United States

Stripe provides a set of unified APIs and tools that instantly enable
businesses to accept and manage online payments.

2

3

Kickstarter

Brooklyn, New York, United States

Kickstarter is a crowdfunding platform for creative projects such as movies,
music, art, theater, games, comics, design, and photography.

TransferWise

San Carlos, California, United States

TransferWise is an money transfer service allowing private individuals and
businesses to send money abroad without hidden charges.

4

5

SeedInvest

Brooklyn, New York, United States

SeedInvest is a leading equity crowdfunding platform that provides investors with
access to highly vetted startup investment opportunities.

Funding Circle

London, England, United Kingdom

Funding Circle is a lending platform focused exclusively on small businesses
operating in in the U.S., the U.K. and Continental Europe.

6

7

Acorns

Irvine, California, United States

Acorns is a finance company that allows individuals to round up purchases
and automatically invest the change.

Blockchain

London, England, United Kingdom

Blockchain is a web-based bitcoin platform that makes using bitcoin safe,
easy, and secure for all consumers and businesses worldwide.

8

9

Monzo

London, England, United Kingdom

Building a bank as smart as your phone. Intelligent notifications, instant
balance updates and financial management.

Coinbase

San Francisco, California, United States

Coinbase is an online platform that allows merchants, consumers, and
traders to transact with digital currency.

10

11

WeLab

Sheung Wan, Hong Kong Island, Hong Kong

WeLab analyzes unstructured mobile big data within seconds to
make credit decisions for individual borrowers.

Seedrs

London, England, United Kingdom

Seedrs is the leading online platform for investing in the equity of startups and
other growth companies in Europe and has been named the most active investor
in private companies in the UK.

12

13

Crowdcube

Exeter, Devon, United Kingdom

Crowdcube, a crowdfunding service, enables individuals to invest or loan
in small companies in return for equity or an annual return.

Revolut

London, England, United Kingdom

Revolut’s mission is to build a fair and frictionless platform to
use and manage money around the world

14

15

Kabbage

Atlanta, Georgia, United States

Kabbage is a financial technology company. Its fully automated technology and
data platform powers lending directly and for its partners.

N26

Berlin, Berlin, Germany

N26 is a Berlin-based fintech company that enables its customers to manage
their bank accounts through their smartphones.

16

17

Blockstream

Montr?al, Quebec, Canada

Blockstream is a FinTech company that works to accelerate innovation in
crypto currencies, open assets, and smart contracts.

SoFi

San Francisco, California, United States

SoFi is a modern finance company taking an unprecedented approach
to lending and wealth management

18

19

Robinhood

Palo Alto, California, United States


Robinhood is a stock brokerage that allows customers to buy and sell
U.S. listed stocks and ETFs with zero commission

Plaid

San Francisco, California, United States

Plaid is an API to power developers of financial services applications and
help them connect with user bank accounts

20

21

Wealthfront

Redwood City, California, United States

Wealthfront is the largest and fastest growing automated investment service, with
over $2 billion in assets under management.

Ripple

San Francisco, California, United States

Ripple offers a global real-time payment system that enables banks and financial
institutions around the world to directly transact with each other without the
need for a central correspondent.

22

23

Credit Sesame

Mountain View, California, United States

Credit Sesame is the fastest growing consumer financial wellness company with
exclusive focus on helping consumers manage their credit and loans better.

OurCrowd

Jerusalem, Yerushalayim, Israel

OurCrowd breaks barriers to startup investing, providing global, VC-level dealflow,
due diligence and terms to accredited investors.

24

25

Circle

Dublin, Dublin, Ireland

Circle is a consumer finance company focused on transforming the world economy
with secure, simple, and less costly technology for storing and using money.

Affirm

San Francisco, California, United States

Affirm is a financial technology services company, offers installment loans
to consumers at the point of sale.

26

27

BitPay

Atlanta, Georgia, United States

BitPay is the global leader in bitcoin payment processing with offices throughout
North America, Europe, and South America.

LendUp

San Francisco, California, United States

LendUp is a socially responsible lender for the 56% of Americans shut out
of mainstream banking due to low credit or volatile income.

28

29

Indiegogo

San Francisco, California, United States

Indiegogo is a global crowdfunding platform empowering people around
the world to fund projects that matter to them.

MoneyMe

Sydney, New South Wales, Australia

MoneyMe is a lending platform providing unsecured personal loans to the tech-savvy,
convenience-driven millennial market in Australia

30

31

Quoine

Singapore, Central Region, Singapore

Quoine is a web-based bitcoin trading platform that allows its users to
trade virtual currencies for fiat currencies.

RateSetter

London, England, United Kingdom

RateSetter is a P2P lending website allowing users to lend and borrow money
directly with each other according to their own interest rates.

32

33

Lendable

London, England, United Kingdom

AUK P2P lending platform. Instant decisions
and personalised rates.

bitFlyer

Japan, Asia

bitFlyer is a Bitcoin exchange and marketplace that enables its
customers to buy, sell, and spend bitcoins.

34

35

DAYLI Financial Group

Seoul, South Korea

A leading Fintech company in Asia providing data tech solutions, digital
wealth management, and lead-generation services.

Betterment

New York, New York, United States

Betterment is a goal-based online investment company, delivering personalized
financial advice paired with low fees and customer experience.

36

37

Starling Bank

London, England, United Kingdom

UK Mobile only Bank Account built from scratch, making
banking as simple as using your smartphone.

Revel Systems

San Francisco, California, United States

Revel Systems provides an iPad point of sale solution
for restaurant and retail establishments.

38

39

Waddle

Surry Hills, New South Wales, Australia

Proprietary technology that leverages analytics from accounting & bank data to
provide automated revolving credit lines to business.

Active.ai

Singapore, Central Region, Singapore

Active.ai is a service platform that connects
consumers with their banks via micro conversation.

40

41

Xapo

Palo Alto, California, United States

Xapo combines the convenience of an everyday bitcoin
wallet with the security of a deep cold storage vault.

Remitly

Seattle, Washington, United States

Remitly is a mobile payments service that enables users to make person-to-person
international money transfers from the United States.

42

43

BUX

Amsterdam, Noord-Holland, The Netherlands

BUX is a trading application that makes trading
stocks accessible as well as educational.

Featurespace

Cambridge, Cambridgeshire, United Kingdom

Featurespace is a UK-based provider of adaptive behavioral analytic
technology and services such as the ARIC engine

44

45

iZettle

Stockholm, Stockholms Lan, Sweden

iZettle, a mobile payments company, offers small businesses with portable
point-of-sale solutions and free sales overview tools.

WorldRemit

London, England, United Kingdom

WorldRemit is a money transfer service that helps migrants send
money to their loved ones all over the world.

46

47

MobiKwik

Gurgaon, Haryana, India

MobiKwik is a popular mobile wallet app in India. Millions of Indians use
it for shopping, P2P money transfer, & bill payments.

Addepar

Mountain View, California, United States

Addepar is an investment management platform
for investors and advisors.

48

49

Expensify

San Francisco, California, United States

Expensify is a financial services startup that provides an online expense
management service for customers worldwide.

Personal Capital

San Carlos, California, United States

Personal Capital is an online investment advisory platform that provides
its clients with electronically facilitated wealth management services,
objective advice, and strategies.

50

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